Pay in Argentina
like a local
Send pesos to anyone by alias, CBU or CVU: your landlord, a friend, a freelancer. And scan any Mercado Pago QR. No DNI, no Argentine bank account.
Pay in Argentina
like a local
Send pesos to anyone by alias, CBU or CVU: your landlord, a friend, a freelancer. And scan any Mercado Pago QR. No DNI, no Argentine bank account.
Why @nearshoremike pays with CacaoCash in Buenos Aires
He walks through paying rent, cafés and everyday QR codes in Buenos Aires — at the real dollar rate, with no foreign-card surcharges.
Everything you need for seamless payments
1. Create account
Sign up in minutes and get your CacaoCash wallet instantly. One quick ID check and you're ready.
2. Deposit funds
Add money in USD, EUR, GBP or crypto (USDC and more). Your balance is ready to spend instantly.
3. Pay & send
Send pesos to anyone by alias, CBU or CVU (rent, people, bills) or scan any Mercado Pago QR, instantly, at the real exchange rate.
The rate you actually get
Foreign cards quietly cost you about 10% more. CacaoCash pays at the real rate.
Argentina
ARS / USD
With a foreign card
With CacaoCash
What our users think of us on Trustpilot
Paying for things when travelling…
Paying for things when travelling around Argentina can be a total headache, but CacaoCash has made my life so much easier. It allows you to pay via Mercado Pago QR or do direct bank transfers (transferencias), which often score you significant discounts locally. The app is super easy to use, and my funds cleared within a day. On top of that, the exchange rates are excellent with relatively low spreads compared to standard cards or exchange houses.
used to pay cvu.
unfortunately timelines of getting dni in argentina increased from 1-2 month to 5 month. and i have to live somehow all this time before can get access to bank system - with this app i can. this app is life saver against alienating bureaucratic apparatus and humiliating banking systems
Great way for tourist to manage paying…
Great way for tourist to manage paying by qr or transfer in Argentina
Great app with no DNI requirements.
Great app with no DNI requirements.
Mercado Pago with no DNI
This app helps so much for paying to Mercado Pago without having a DNI. Excellent support from the team. Excited to see the upcoming features.
A great experience traveling in Argentina
I was traveling in Argentina when I discovered this app, and it was a great experience. I was able to pay almost everywhere using QR codes and also withdraw cash from ATMs. I highly recommend this app.
Paying for things when travelling…
Paying for things when travelling around Argentina can be a total headache, but CacaoCash has made my life so much easier. It allows you to pay via Mercado Pago QR or do direct bank transfers (transferencias), which often score you significant discounts locally. The app is super easy to use, and my funds cleared within a day. On top of that, the exchange rates are excellent with relatively low spreads compared to standard cards or exchange houses.
used to pay cvu.
unfortunately timelines of getting dni in argentina increased from 1-2 month to 5 month. and i have to live somehow all this time before can get access to bank system - with this app i can. this app is life saver against alienating bureaucratic apparatus and humiliating banking systems
Great way for tourist to manage paying…
Great way for tourist to manage paying by qr or transfer in Argentina
Great app with no DNI requirements.
Great app with no DNI requirements.
Mercado Pago with no DNI
This app helps so much for paying to Mercado Pago without having a DNI. Excellent support from the team. Excited to see the upcoming features.
A great experience traveling in Argentina
I was traveling in Argentina when I discovered this app, and it was a great experience. I was able to pay almost everywhere using QR codes and also withdraw cash from ATMs. I highly recommend this app.
Good questions
What exactly is CacaoCash?
How do I add money to my wallet?
Do I need to verify my identity?
What if a payment is pending, fails, or I get a refund?
Are there hidden fees?
How do I know my money is safe?
Which countries are live?
I lost my phone. What happens to my money?
What exactly is CacaoCash?
How do I add money to my wallet?
Do I need to verify my identity?
What if a payment is pending, fails, or I get a refund?
Are there hidden fees?
How do I know my money is safe?
Which countries are live?
I lost my phone. What happens to my money?
Start paying. Stop overpaying.
One app. Every QR and alias in Argentina.
Guides
Practical guides on paying, sending pesos, exchange rates and daily life in Argentina, whether you are visiting or already living here.
Mercado Pago for Foreigners: No DNI? Here's How to Pay (2026)
Mercado Pago needs an Argentine DNI, so tourists and expats can't open an account. The workaround: pay any Mercado Pago QR from a USD balance, with no DNI.
6 min readArgentinaHow to Pay QR Codes in Argentina as a Tourist (No DNI, 2026)
Mercado Pago and MODO QRs need a DNI, so foreigners get stuck at checkout. How to scan any Argentine QR and pay from a USD balance with just your passport.
7 min readArgentinaCBU vs CVU vs Alias in Argentina: What's the Difference and Which to Ask For (2026)
CBU is a 22-digit bank account number, CVU is the same for wallets like Mercado Pago, and the alias is a nickname for either. How to tell them apart, no DNI.
5 min read