Pay with QR in Argentina
Pay any Mercado Pago or MODO QR code in Argentina, no DNI needed
CacaoCash is a dollar wallet for foreigners in Argentina. You load US dollars or USDC, scan any Mercado Pago, MODO or bank QR code, and the merchant gets pesos on the spot. The conversion happens at the crypto dollar rate, about 10% better than a foreign card, with no DNI and no Argentine bank account.
Get the appWhat you need
- A passport (identity check inside the app, takes about 5 minutes)
- An iPhone or Android phone
- Dollars to load: ACH or wire from the US, SEPA from Europe, a debit or credit card, or USDC and other crypto
- No DNI, CUIT, Argentine phone number or local bank account
Rate, costs and limits
- Exchange rate
- Crypto dollar rate (the rate the local economy uses), shown in the app before every payment
- Cost
- No fixed fee per payment. The rate you see is the rate you get
- Speed
- Instant, 24/7, including weekends and holidays
- Where it works
- Any QR on the Argentine interoperable QR network: Mercado Pago, MODO, bank apps and wallets
How it works
Load dollars
Add USD by bank transfer or card, or send USDC from any exchange or wallet. Your balance stays in dollars until you pay.
Scan the QR
Tap the QR button and point the camera at any Mercado Pago, MODO or bank QR: shops, restaurants, taxis, kiosks, delivery.
Confirm in pesos
You see the peso amount, the rate and the dollar total before you confirm. The merchant is paid in pesos instantly, like any local.
Related guides
Paying with QR in Argentina: questions
Can a tourist pay Mercado Pago QR codes without a DNI?
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Which QR codes does it work with?
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What exchange rate do I get?
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Does the merchant see anything different?
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How do I load dollars from abroad?
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Can a tourist pay Mercado Pago QR codes without a DNI?
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Which QR codes does it work with?
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What exchange rate do I get?
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Does the merchant see anything different?
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How do I load dollars from abroad?
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Start paying. Stop overpaying.
One app. Every QR and alias in Argentina.
