What exactly is CacaoCash?

CacaoCash is a digital wallet built for people who travel or live in Latin America. It lets you pay with the QR codes locals use every day — Pix in Brazil, Mercado Pago in Argentina, and more — using money you load from abroad. No local bank account, no cash runs, no bad exchange rates.

How do I add money to my wallet?

Several ways — whatever's easiest for you: • ACH or SEPA bank transfer • Credit or debit card • SWIFT bank transfer • Crypto deposit (USDC and other major assets — paste your address or scan from any wallet) You'll always see the exact rate and any fees before you confirm. No surprises.

Do I need to verify my identity?

Yes, once. It's a quick in-app process — a photo of your ID and a selfie. It keeps your account secure and lets us work with regulated financial partners across the region. Most people finish in under 3 minutes.

What if a payment is pending, fails, or I get a refund?

Pending payments usually clear on their own within minutes. If a payment fails, your balance is returned immediately. Refunds land straight back in your wallet — no waiting, no friction. If anything ever looks wrong, our support team is one message away.

Are there hidden fees?

Never. Before every single payment, you'll see: • The exact amount being charged • The live exchange rate • Any applicable fees What you approve is exactly what leaves your wallet. That's a promise.

How do I know my money is safe?

CacaoCash is non-custodial — your funds are never pooled with anyone else's and every transaction requires your explicit approval. Identity verification and money movement are handled by licensed, regulated partners. You stay in control at all times.

Which countries are live?

CacaoCash is live today in: • 🇦🇷 Argentina — Mercado Pago QR Coming soon: • 🇧🇷 Brazil — Pix • 🇨🇴 Colombia • 🇵🇪 Peru — Yape

I lost my phone. What happens to my money?

Nothing bad. Your account is tied to your identity, not your device. Just install the app on a new phone, sign in, and everything is exactly as you left it — balance, transaction history, all of it.

How to Deposit to CacaoCash with Cash App (2026)

Cash App is one of the simplest ways to fund a CacaoCash wallet from the United States. Under the hood, Cash App can send USDC on the Solana network, and CacaoCash gives you a Solana address to receive it. You move dollars out of Cash App and they land in CacaoCash as digital dollars (USDC), ready to pay QR codes in Argentina, no DNI and no local bank account required.

This guide walks through the whole deposit, screen by screen, from both apps. The first time, it takes about five minutes. After that it's under a minute.

What's Actually Happening

It helps to understand the moving parts before you start:

CacaoCash holds digital dollars (USDC) on Solana. When you open the CashApp deposit option, the app shows you a Solana deposit address tied to your account.
Cash App can send USDC on Solana. When you pay to a Solana address, Cash App converts your US dollar balance to USDC at a flat 1 USD : 1 USDC rate and sends it on-chain.
The dollars arrive as USDC in CacaoCash, usually in under a minute, with no swap or conversion on the CacaoCash side.

You don't need any crypto experience. You're just copying an address from one app and pasting it into another.

Before You Start

A verified CacaoCash account (sign up takes a couple of minutes, passport or national ID, no DNI).
A Cash App account with funds in your Cash balance (Cash App is available in the US). The amount you pay comes out of that balance.
The amount you want to deposit.

Step-by-Step: Depositing with Cash App

In CacaoCash, open Deposit and choose CashApp. Tap deposit, then on Select currency scroll to Digital Dollars and tap CashApp (USD Coin).

CacaoCash Select currency screen with the CashApp option under Digital Dollars — In CacaoCash: Deposit → Select currency → CashApp

Copy your deposit address. The Deposit with CashApp screen shows Your deposit address, this is your Solana address. Tap the copy icon to copy it.

CacaoCash Deposit with CashApp screen showing the Solana deposit address and a copy button — Copy your deposit address, this is your Solana address

In Cash App, enter the amount and tap Pay. Open Cash App, go to the money tab, type the amount you want to send (for example $100), then tap Pay.

Cash App keypad showing a $100 amount with the Pay button — In Cash App: enter the amount, then tap Pay

Paste your deposit address into "Pay to". In the recipient field, paste the address you copied from CacaoCash. Cash App recognizes it as a Solana address and shows a Solana result, tap it to select it.

Cash App Pay to screen with the recipient search field — On the Pay to screen, paste the deposit address into the search field

Cash App showing the pasted Solana address and a Solana recipient result — Cash App detects the Solana address, tap the Solana result

Confirm and send. Check the summary, it should read Transaction type: USDC on Solana and 1 USD : 1 USDC. When it looks right, tap Send.

Cash App confirmation screen showing Transaction type USDC on Solana, exchange rate 1 USD to 1 USDC, and the Send button — Confirm it says USDC on Solana, then tap Send

That's it. The USDC arrives in your CacaoCash balance, usually in under a minute, and you can start paying QR codes right away.

Important: Double-Check Before You Send

Crypto transfers can't be reversed. Cash App says it on the confirmation screen for a reason. Make sure the address matches the one in CacaoCash before tapping Send.
Only send USDC on Solana. The CacaoCash address is a Solana address. Sending a different asset or using a different network can result in lost funds.
Run a small test the first time. If you're nervous, send a few dollars first, confirm it lands in CacaoCash, then send the rest.

Why Deposit with Cash App

For US-based travelers and expats, Cash App is one of the fastest on-ramps into CacaoCash:

Your dollars stay dollars. You deposit USD and hold USDC, no early conversion to pesos at a tourist rate.
It's fast. Solana settles in seconds, so deposits typically show up in under a minute.
You pay like a local later. Once funded, you scan and pay any Argentine QR at the crypto dollar rate, no DNI, no local account. See how to pay QR codes in Argentina without a DNI.

Frequently Asked Questions

How long does the deposit take?

Usually under a minute. Solana confirms transactions in seconds, and CacaoCash credits the USDC as soon as it lands on-chain.

What exchange rate does Cash App use?

The confirmation screen shows a flat 1 USD : 1 USDC. You're sending dollars and receiving the digital-dollar equivalent, one to one.

Do I need to know anything about crypto?

No. You copy an address in CacaoCash and paste it in Cash App. Cash App handles the conversion to USDC and the Solana transfer for you.

Which network do I use?

Solana. Your CacaoCash deposit address is a Solana address, and Cash App sends USDC on Solana. Don't use any other network.

Can I use Cash App outside the United States?

Cash App is a US service. If you don't have access to it, you can fund CacaoCash other ways, including USDC from another wallet or exchange on Solana, or a bank transfer or card where available.