For Argentines living in Spain

Send money to Argentina from Spain: load euros, send pesos to any alias

CacaoCash is an app for sending money to Argentina from Spain without knowing anything about crypto. You make a normal euro transfer from your Spanish bank to your own IBAN in the app, the balance is held in dollars, and you send pesos to any alias, CBU or CVU. It lands in seconds, at the crypto dollar rate, with a 2.5% fee shown before you confirm.

Get the app

What you need

  • An Argentine DNI, an Argentine passport or a Spanish passport, valid (identity check inside the app)
  • The alias, CBU or CVU of the person receiving (they have it in their bank or Mercado Pago app)
  • A euro account in your name to send the SEPA transfer from: any Spanish bank, Wise or Revolut
  • No Argentine bank account, no NIE, no crypto knowledge

Rate, costs and limits

Exchange rate
Crypto dollar rate, shown in the app before you confirm (1,640 on November 6, 2026, against an official rate of 1,520)
Cost
Loading euros: no CacaoCash fee, converted to dollars at about 0.5% below the market rate. Sending: 2.5%, shown before you confirm. The recipient pays nothing
Speed
SEPA Instant lands in minutes. The transfer in pesos arrives in seconds, 24/7, weekends and holidays included
Limits
Up to 3,000,000 ARS per transfer, 6,000,000 ARS per month and 20,000,000 ARS per year

How it works

  1. Verify with your passport

    Download the app, create your account and photograph your DNI or passport. It takes a few minutes.

  2. Load euros from your bank

    Deposit → EUR shows an IBAN in your own name. Send a normal transfer from your bank app. With SEPA Instant the money is in your balance within minutes, held in dollars.

  3. Paste the alias and confirm

    Enter the alias, CBU or CVU. The app shows the holder’s name, the pesos they will receive, the rate and the fee. Confirm and it arrives in seconds, as a normal local transfer, any day at any hour.

Example on November 6, 2026: €500 loaded by SEPA arrived as about 888,000 pesos (euros converted to dollars at about 0.5% below the market rate, crypto dollar at 1,640, 2.5% fee included). A traditional bank wire settles at the official rate, 1,520 that day, and takes days.

Related guides

Sending money from Spain to Argentina: questions

Do I need to know anything about crypto?

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Can I verify with my Argentine DNI?

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Can I pay with Bizum or a card?

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How long does the SEPA transfer take to show up?

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Does my family need the app?

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What if I type the wrong alias?

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Can I receive euros or pesos in the app?

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Who moves the money in Argentina?

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Start paying. Stop overpaying.

One app. Every QR and alias in Argentina.

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