Send Money to Your Parents in Argentina from Spain (2026)

To send money to your parents in Argentina from Spain every month, use CacaoCash: you transfer euros from your Spanish bank, see how many pesos arrive before you confirm, and they receive them in seconds in their bank or Mercado Pago account. They only need an alias. On 7 November 2026, €300 arrived as ≈ 528,700 pesos.

This guide is for anyone in Spain who supports family in Argentina: an Argentine with a DNI or a Spanish passport, or a Spaniard with relatives there. It explains what your parents need, a worked monthly example, practical tips and what to do if they are not comfortable with technology. For all the routes compared, see the guide to sending money to Argentina from Spain.

Sending money to your parents in Argentina: they only need an alias

Nothing else. No app, no account at CacaoCash, no crypto. They receive a normal local transfer, like one from a neighbor, through Argentina's instant system (Transferencias 3.0), and paying nothing to receive it.

• Bank account: in their bank app or home banking, in the account details, they find the CBU and the alias. Ask them for a screenshot or to read it to you.
• Mercado Pago: in the Mercado Pago app, in the account details, they find the CVU and the alias.

The alias is usually a few words separated by dots, easy to dictate over the phone, and it can usually be changed from the app if they want a simpler one. More detail in what an alias, CVU and CBU are.

A monthly example: how many pesos arrive (7 November 2026)

Assumptions: rate of 7 November 2026 around 16:00 UTC (≈ 1,762 pesos per euro received, after the 2.5% fee, shown in the app before you confirm), EUR/USD 1.1165 (ECB, 6 November), SEPA deposit from a euro account in your name (× 0.995), app USD to ARS rate of 1,626.95 on 7 November and 2.5% fee. The recipient pays nothing.

If you send €300 every month, a year adds up to ≈ 6,344,000 pesos only if the rate stays exactly where it was on 7 November. It will not: the exchange rate changes every day, so each month the figure will be a bit different, up or down. That is why you see the exact amount in the app each time, before you confirm.

For comparison, on 6 November 2026 a Spanish card with 0% foreign exchange fee from the bank converted at 1,648.5 pesos per euro (Mastercard converter). CacaoCash gives ≈ 6.9% more pesos (≈ 1,762 against 1,648.5), and CacaoCash can give up to 10% more pesos than a foreign card when the bank charges a currency fee. Read card dollar vs crypto dollar and today's Argentina dollar rate.

Practical tips for sending every month

• Load once, send in parts. The balance in the app stays in dollars, so you can load a larger amount once and send in several transfers over the weeks. The rate applied is the one of the day you send.
• Split between people. Half to your mother's Mercado Pago and half to a sibling, or one part to the family and another to the landlord. Each one is its own transfer to its own alias.
• Check the holder's name. Before confirming, the app shows the name of the account holder. If it is not who you expect, go back and check the alias. Once confirmed, a transfer is final.
• Keep the receipt. Every transfer has a receipt in the app. Send it to your parents or keep it for your own records.
• Mind the limits. 3,000,000 pesos per transfer, 6,000,000 per month and 20,000,000 per year. A monthly €300 is far below.

If your parents are not comfortable with technology

They do not have to do anything new. They do not install CacaoCash and they do not log in anywhere. The money shows up in the account they already use, with the usual notification of their bank or Mercado Pago. The only thing they do once is give you their alias. From then on you handle everything from Spain, and you can send a screenshot of the receipt to reassure them.

If they pay by QR in stores, they can pay with the Mercado Pago balance. And if they want to send you something back: if you signed up with your Argentine DNI, the app gives you your own CVU and you can receive pesos; with a Spanish passport you cannot receive.

Taxes

If you wonder how regular transfers to relatives are treated in Spain or Argentina, ask an accountant. It depends on your situation and this guide does not cover it.

Step by step

1. Download CacaoCash and verify with an Argentine DNI or a Spanish passport.
2. Transfer euros by SEPA from your bank to the IBAN shown in the app, from an account in your name. Bizum does not work for this.
3. When the balance is in, choose "send", enter the alias of your parents, check the holder's name, the pesos and the fee.
4. Confirm. The pesos arrive in seconds, any day and hour.

The same idea works for other payments: see how to send pesos to Argentina to an alias.

Frequently Asked Questions

What do my parents need to receive money from Spain?

Only an alias, CBU or CVU, from a bank or from Mercado Pago. They do not need an app of ours, crypto or any extra account, and they pay nothing to receive.

How many pesos arrive if I send €300 a month?

On 7 November 2026, ≈ 528,700 pesos. The rate changes daily, so the figure changes month to month. The app shows the exact amount before you confirm.

Can I send to two people in the same month?

Yes. Each transfer goes to its own alias, for example your mother's Mercado Pago and a sibling's bank account. The monthly limit of 6,000,000 pesos covers them all together.

What if I type the alias wrong?

The app shows the account holder's name before you confirm, so you can catch the mistake. After you confirm, the transfer is final like any local transfer in Argentina.

Is there a fee?

Yes: 2.5% of the transfer, visible before you confirm. Your parents pay nothing. Details in fees.

Check the number for your amount

Want to see the number for your amount? Calculate how many pesos arrive (page in Spanish).