How to Pay an Argentine Freelancer in Pesos from Abroad (2026)

To pay an Argentine freelancer in pesos from abroad, ask for their alias, CBU, CVU or Mercado Pago account and send the pesos with CacaoCash: you only need a passport, no Argentine account or ID, you see the exact pesos and the 2.5% fee before you confirm, the app shows the account holder's name, and the money lands in seconds, 24/7. The receipt stays in the app.

This guide is for clients, agencies and founders outside Argentina who hire a designer, developer, translator or any contractor based in Argentina and want to pay in pesos. Many freelancers prefer dollars, so agree the currency first. If they do want pesos, this is the simplest way to deliver them.

How to pay a contractor in Argentina in pesos, step by step

1. Agree the amount in pesos and the due date in writing (email or chat is enough). Ask the freelancer for an alias, CBU, CVU or Mercado Pago alias. Not sure what each one is? Read alias, CVU and CBU explained.
2. Verify your identity in CacaoCash with your passport. You do not need an Argentine bank account, DNI or CUIT.
3. Load money by bank transfer from an account in your name: ACH or wire in USD, SEPA in EUR, Faster Payments in GBP, SPEI in MXN, Pix in BRL or Bre-B in COP (crypto also works). See the guides for USD bank transfer and SEPA.
4. Choose the send-to-alias option, paste the alias or CBU and type the amount in pesos. The app shows the account holder's name. Check that it matches the freelancer before you confirm.
5. Review the quote: the pesos that arrive, the 2.5% fee and what it costs you. Confirm. The freelancer pays nothing to receive.
6. Save the receipt (comprobante) from the app and send it to the freelancer. Keep a copy with the invoice or agreement.

Why pesos through CacaoCash instead of a card or a bank wire

For most foreigners, CacaoCash is the practical route because the freelancer receives pesos in their local account within seconds, and you get the crypto dollar rate instead of the card rate. With the dollar rate on 9 November 2026 (1,635.45 pesos per dollar before the fee), US$100 delivers about 159,500 pesos after the 2.5% fee. Compared with a foreign card, you get up to 10% more pesos (the real range is 6 to 10% net of fees). Read why in card dollar vs crypto dollar and check today's numbers on the Argentina dollar rate page.

As a product fact for comparison: on 7 November 2026, Wise asked for the recipient's name, address, 22-digit CBU and 11-digit CUIT or CUIL to send to an Argentine bank account (Wise help centre, article 2962718), and quoted up to 3 business days for a EUR 1,000 transfer. A SWIFT wire adds sender, intermediary and receiving bank fees (around US$25 intermediary plus US$50 receiving at one large Argentine bank) and takes several days. With CacaoCash you need only an alias or CBU.

How much a freelancer payment costs in dollars or euros

Assumptions: app rate of 1,635.45 pesos per dollar on 9 November 2026 with the 2.5% fee included, so 1 USD ≈ 1,595 pesos that arrive. For euros, 1 EUR ≈ 1,771 pesos that arrive (EUR/USD 1.1165, ECB, 6 November, and a SEPA load about 0.5% below market). The rate moves every day: the app shows the exact figure before you confirm.

Limits, and what to do with big invoices

CacaoCash allows up to 3,000,000 pesos per transfer, 6,000,000 per month and 20,000,000 per year (November 2026). A retainer above that has to be split across transfers and months. See large peso payments in Argentina as a foreigner and, to check the receiving side, Mercado Pago transfer limits.

What CacaoCash does not do

• It does not issue invoices or receipts for tax purposes. The in-app receipt proves the transfer, not a factura. Whether the freelancer must invoice you, and how, is a matter for their accountant. Consult an accountant.
• It does not pay taxes, monotributo contributions, VEP or other bills for the freelancer or for you.
• It does not handle contracts, withholding or employment classification. Consult a lawyer if you are unsure whether the relationship is a contract or employment.
• It does not give cash. Foreigners also cannot receive pesos in the app, so it works for paying people in Argentina, not for collecting from them.
• If the freelancer is Argentine and lives abroad, or wants to be paid in dollars, see getting paid in USD while living in Argentina.

Before your first payment, double check the alias with the freelancer by a second channel and read money scams in Argentina. For the full process of sending pesos to anyone, see how to send pesos to Argentina as a foreigner.

Frequently asked questions

Can I pay an Argentine freelancer in pesos from abroad?

Yes. Get their alias, CBU, CVU or Mercado Pago account and send pesos from CacaoCash. They arrive in seconds and the freelancer pays nothing to receive.

Do I need an Argentine bank account or DNI?

No. Foreigners verify with a passport and load money by bank transfer from an account in their own name, or with crypto.

How do I know I am paying the right person?

The app shows the account holder's name before you confirm. If it does not match your freelancer, do not send, and confirm the alias again.

Does the freelancer need to send me an invoice?

That depends on their tax status and on your own country's rules. CacaoCash does not issue invoices. Ask both sides' accountants.

What is the maximum I can send?

3,000,000 pesos per transfer and 6,000,000 per month (November 2026). Larger fees need to be split.

Ready to pay? Send pesos to an Argentine alias or CBU and see the exact pesos before you confirm.