Argentina

How to Pay a Rental Deposit in Argentina as a Foreigner (2026)

7 min read

TL;DR

For most foreigners, CacaoCash is the simplest way to pay a rental deposit in Argentina: passport only, no Argentine account or DNI, pesos to any alias, CBU, CVU or Mercado Pago in seconds, 24/7. You see the exact pesos and the 2.5% fee before confirming, the app shows the holder name, and you can load by bank transfer or crypto. It does not hold deposits or give cash; the limit is 3,000,000 pesos per transfer.

To pay a rental deposit in Argentina as a foreigner, ask the landlord or the agency for an alias, CBU or CVU and send pesos with CacaoCash: you only need your passport, no Argentine account or DNI, and the money lands in seconds, any day. You see the exact pesos and the 2.5% fee before you confirm, the app shows the account holder's name, and the receipt stays in the app.

This guide is for foreigners, expats and Argentines abroad who signed (or are about to sign) a lease in Argentina and have to move the deposit, the first month or the agency commission without being in the country. It also says what the app does not do, so you know when this route works.

How to pay a rental deposit in Argentina, step by step

  1. Ask the landlord or the real estate agency, in writing, for the account that will receive the deposit: an alias, a CBU or a CVU, and the full name of the holder. If the terms are unclear, read alias, CVU and CBU explained.
  2. Agree on the amount in pesos and write it down (WhatsApp or email works). If the contract is in dollars, agree on the exact rate used to convert it. Then use the table below to see how many dollars or euros you need.
  3. Verify your identity in CacaoCash with your passport and load money by bank transfer from an account in your name (ACH or wire in USD, SEPA in EUR, Faster Payments in GBP, SPEI in MXN, Pix in BRL, Bre-B in COP) or with crypto. See the guides for USD bank transfers and SEPA in euros.
  4. Choose send to alias, paste the alias or CBU and type the amount in pesos. The app shows the account holder's name: it must match the landlord or the agency exactly. If it does not, do not confirm.
  5. Check the quote (pesos that arrive, 2.5% fee, what it costs you) and confirm. Save the receipt (comprobante) and send it to the landlord or agency, and keep a copy with the contract.

What you need before sending the deposit

  • The signed lease or a written agreement that states the amount, the currency and who receives the money.
  • An account in the name of the landlord or the agency. Be careful if the holder is a third party: ask why in writing before sending. Rental deposit requests are a common target for fake listings, so read money scams in Argentina first.
  • Your own bank account in your name to fund CacaoCash.

Never pay a deposit before you have seen the place (or someone you trust has) and confirmed that the person asking for money is really the owner or the agent. Pesos to an alias arrive in seconds, so check the holder's name before you confirm.

Deposit in dollars or in pesos?

CacaoCash sends pesos. Many landlords ask for dollars, others accept pesos. If the lease says dollars, tell the landlord you will pay the equivalent in pesos and agree in writing which rate applies, for example the crypto dollar of the day you pay, and how the payment is confirmed. For reference, on 8 November 2026 the crypto dollar was 1,651.20 buy and 1,656.63 sell (dolarapi.com), against 1,520 buy and 1,570 sell for the official BNA rate on 5 November. See card dollar vs crypto dollar and today's figures on the Argentina dollar rate page. This guide is not legal advice: for the contract, the deposit rules and its return, consult a lawyer.

How many dollars you need for common amounts

Pesos to payUS dollars needed (≈, 9 Nov 2026)
500,000≈ US$313
1,000,000≈ US$627
1,500,000≈ US$940
3,000,000 (limit per transfer)≈ US$1,881
6,000,000 (two transfers, monthly limit)≈ US$3,762

Assumptions: 1 USD ≈ 1,595 pesos that arrive (app rate of 1,635.45 on 9 November 2026 minus the 2.5% fee). The rate moves every day and the app shows the exact figure before you confirm. If you fund in euros, 1 EUR ≈ 1,771 pesos that arrive on the same day (EUR/USD 1.1165, ECB, 6 November; SEPA load about 0.5% below market).

Limits: deposit plus first month plus commission

CacaoCash allows 3,000,000 pesos per transfer, 6,000,000 per month and 20,000,000 per year (November 2026). A deposit plus the first month and an agency commission can go beyond one transfer: split it into several sends, ideally paying each party (landlord, agency) from a separate transfer, and plan ahead because of the monthly cap. Details in large peso payments in Argentina as a foreigner. For the monthly rent that follows, see paying rent in Buenos Aires as a foreigner.

How this compares with other ways to send a deposit

On 6 November 2026, a Mastercard payment in euros with no bank fee converted at 1,648.5 pesos per euro, against ≈ 1,762 pesos per euro through CacaoCash that day (≈ 6.9% more); in general you get up to 10% more pesos than with a foreign card. Wise sends to an Argentine bank account by CBU and asks for the recipient's name, address, a 22-digit CBU and the 11-digit CUIT or CUIL (Wise help page, checked 7 November 2026); on that day €1,000 became 1,691,061 pesos and could take up to 3 business days. A SWIFT wire adds sender, intermediary and receiving fees (around US$25 for the intermediary and US$50 at the receiving bank in one case at Banco Galicia) and takes several days. Amounts and fees change: check each provider before you decide.

What CacaoCash does not do

  • It does not hold the deposit in escrow, guarantee it or get it back for you. It is a transfer to the account you type; the relationship with the landlord is yours.
  • It does not pay the agency's invoice, taxes, stamp duty or utility bills through a payment slip, and it does not issue invoices. If they give you an alias or CBU, you can transfer to it.
  • It does not give cash, open Argentine bank accounts or let foreigners receive pesos. If a landlord is going to return your deposit, they will need a way to send it to an account of yours abroad: agree on that when you sign.
  • It does not give legal or tax advice. For the lease, guarantees and taxes, consult a lawyer or an accountant.

Frequently asked questions

Can I pay a rental deposit in Argentina without a bank account there?

Yes, if the landlord or agency gives you an alias, CBU or CVU. You verify with your passport and send pesos from CacaoCash, no Argentine account or DNI needed.

Do landlords accept pesos for the deposit?

Many ask for dollars, others accept pesos. Agree on the amount and the conversion rate in writing before you send, and keep the receipt.

How do I know I am paying the real owner?

The app shows the holder's name before you confirm. Match it with the lease and the owner or agency, and never send money before checking the place and the person.

What if the deposit is more than the limit?

The limit is 3,000,000 pesos per transfer and 6,000,000 per month (November 2026). Split the payment over several transfers and plan the dates.

How fast does the money arrive?

In seconds, 24/7, to any alias, CBU, CVU or Mercado Pago account. Funding CacaoCash by bank transfer can take longer, so load the balance a few days before the deadline.

Ready to move the deposit? Send pesos with CacaoCash. For the full picture, read the guide on paying someone in pesos from abroad.

Ready to pay like a local?

CacaoCash lets you scan any QR in Argentina, no DNI, no local bank account needed.

Download on the App StoreGet it on Google Play

About the author

Simon Gómez, founder of CacaoCash

Simon Gómez

Founder of CacaoCash. Simon has lived in Argentina as a foreigner and built CacaoCash so expats and nomads can pay like locals, no DNI, no local bank account. He writes about paying, getting paid, and not losing money to the tourist rate.

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