Argentina

How to Send Money to Your Partner in Argentina (2026)

6 min read

TL;DR

To send money to your partner in Argentina, ask for their alias, CBU, CVU or Mercado Pago alias and send pesos with CacaoCash: only your passport, no Argentine account, exact pesos and the 2.5% fee shown before you confirm, holder name checked, arrival in seconds 24/7. Up to 10% more pesos than a foreign card. It does not deliver cash or pay bills; limit 3,000,000 pesos per transfer.

To send money to your partner in Argentina, ask them for their alias, CBU, CVU or Mercado Pago alias and send pesos with CacaoCash: you only need your passport, you see the exact pesos and the 2.5% fee before you confirm, and the money lands in seconds, any day of the week.

This guide is for anyone with a girlfriend, boyfriend, husband, wife or fiancé in Argentina: long-distance couples, expats who left a partner at home, and visitors who want to cover a trip, a bill or a gift. Your partner does not need to install anything or open a new account. They receive the pesos in the bank or wallet account they already use.

How to send money to your girlfriend or boyfriend in Argentina, step by step

  1. Ask your partner for the account where they want to receive the pesos: an alias (like nombre.apellido.mp), a CBU (22 digits) or a CVU. It is the same data they give friends for local transfers. If you are not sure which is which, read alias, CVU and CBU explained.
  2. Verify with your passport and load money into CacaoCash by bank transfer: ACH or wire from the US, SEPA from Europe, Faster Payments from the UK, SPEI from Mexico, Pix from Brazil or Bre-B from Colombia. You can also load with crypto. Details in how to deposit with a USD bank transfer and with SEPA in euros.
  3. Choose the send-to-alias option, paste the alias, CBU or CVU and type the amount in pesos. The app shows the account holder's name: check that it is your partner before you confirm.
  4. Review the quote. The 2.5% fee and what it costs you in your currency are visible before you confirm. Your partner pays nothing to receive.
  5. Confirm and send the receipt to your partner by WhatsApp. The pesos arrive in seconds, 24/7, including weekends and holidays in Argentina.

How many pesos arrive, and how much it costs you

The app uses the crypto dollar rate for the exchange, which usually delivers more pesos than a foreign card. For reference, a Mastercard card paying in euros with no bank fee converted at 1,648.5 pesos per euro on 6 November 2026, while CacaoCash delivered about 1,762 pesos per euro that day (≈ 6.9% more). In general the app delivers up to 10% more pesos than a foreign card. To see why the two rates differ, read card dollar vs crypto dollar and check today's figure on the Argentina dollar rate page.

Pesos your partner receivesDollars you pay (≈, 9 Nov 2026)
100,000≈ US$63
200,000≈ US$125
500,000≈ US$313
1,000,000≈ US$627
3,000,000 (limit per transfer)≈ US$1,881

Assumptions: 1 USD ≈ 1,595 pesos that arrive, using the app rate of 1,635.45 pesos per dollar on 9 November 2026 at 11:30 UTC minus the 2.5% fee. The rate moves every day and the app shows the exact figure before you confirm. In euros, 1 EUR ≈ 1,771 pesos using the ECB EUR/USD rate of 6 November 2026 (SEPA load included).

Other ways to send money to a partner, and when they fit

A bank wire (SWIFT) adds sending, intermediary and receiving fees, for example roughly US$25 from an intermediary bank plus US$50 at the receiving bank in one Galicia case, and takes several days. Wise sends to an Argentine bank account by CBU and, according to its help page consulted on 7 November 2026, asks for the recipient's name, address, 22-digit CBU and 11-digit CUIT or CUIL; on 7 November a transfer of 1,000 euros showed 1,691,061 pesos, arriving in up to 3 business days. Western Union can send to a bank account or cash pickup; on 6 November the Western Union calculator showed, for 500 euros from Spain, 934,621 pesos to a bank account, more than CacaoCash that day. These are one-day snapshots: compare the pesos delivered on the day you send.

If your partner wants to receive dollars or cash, those routes do that and CacaoCash does not. For large amounts in pesos, see the limits below. For regular support, rent or everyday expenses paid in pesos, an alias transfer is usually the fastest and most predictable.

Limits and large amounts

CacaoCash allows 3,000,000 pesos per transfer, 6,000,000 per month and 20,000,000 per year (November 2026). If you plan to cover something bigger, such as a deposit or a purchase, see large peso payments in Argentina as a foreigner. The full cluster guide is how to send pesos in Argentina as a foreigner.

Stay safe when sending money

Only send to people you know in person and always check the holder's name the app shows. Never send money to a "partner" you have only met online: this is a classic pattern in romance scams. More in money scams in Argentina.

What CacaoCash does not do

  • It does not deliver cash or pick-up payments. Your partner receives pesos in an account.
  • It does not pay bills, utilities, taxes or VEP directly. You can send the pesos to your partner and they pay.
  • It does not open bank accounts and does not give foreigners an account to receive pesos. Argentines who sign up with their DNI do get their own CVU to receive pesos.
  • Gifts, support and shared finances can have tax or legal effects in your country or in Argentina. Consult an accountant or a lawyer.

Frequently asked questions

Can I send money to my girlfriend or boyfriend in Argentina with just my passport?

Yes. CacaoCash verifies foreigners with a passport and does not ask for an Argentine account or DNI. Your partner only needs an alias, CBU or CVU.

Does my partner pay anything to receive the money?

No. The 2.5% fee is shown to you before you confirm and your partner receives the full amount in pesos you chose.

How fast does the money arrive?

In seconds, 24/7, through Argentine instant transfers, to any alias, CBU, CVU or Mercado Pago account.

What if my partner does not have an alias?

Banks and wallets such as Mercado Pago create one in a few taps in their app. Your partner can also share their CBU or CVU.

What is the maximum I can send?

3,000,000 pesos per transfer and 6,000,000 per month (November 2026). For more, split the payment over time.

Ready to see how many pesos your partner would get? Send pesos to Argentina with CacaoCash.

Ready to pay like a local?

CacaoCash lets you scan any QR in Argentina, no DNI, no local bank account needed.

Download on the App StoreGet it on Google Play

About the author

Simon Gómez, founder of CacaoCash

Simon Gómez

Founder of CacaoCash. Simon has lived in Argentina as a foreigner and built CacaoCash so expats and nomads can pay like locals, no DNI, no local bank account. He writes about paying, getting paid, and not losing money to the tourist rate.

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